Job Title

Credit Risk Analyst

Requirements

Job Summary:
Determine customers' creditworthiness analyze & evaluate financial data monitor customers’ activities, perform risk assessment, make informed decision
Job Description:
Credit risk analyst determines customers’ creditworthiness, analyze and evaluate financial data and customers ‘potentials, monitor customers’ activities, perform a risk assessment and make informed decisions as regards extending credit to customers.
•	Evaluating the financial status of agents/customers by producing financial ratios through computer programs and tools. 
•	Assess the creditworthiness of existing or prospective agents
•	Complete ratio, trend and cash flow analyses and create projections
•	Determine in depth the degree of risk involved
•	Carefully analyse data and produce clear and objective reports
•	Routinely monitor loans for compliance
•	Adhere to credit policy and guidelines
•	Monitor corporate portfolio asset quality on an on-going basis
•	Draft models of credit information that predict trends and patterns
•	Proficiency in statistical packages and financial software
•	Up to date with legal, compliance and market risk-related issues
•	Ability to analyse cash flows, leverage, collateral and customer strength
•	Strong communication and presentation skills.
Requirements:
•	Proven working experience as a credit analyst
•	At least 5 years of relevant work experience in analysing consumer and SME loans.
•	Create innovative credit evaluation processes and systems.
•	Evaluating agents/customers credit data and financial statements in order to determine the degree of risk involved in lending money to them
•	Preparing reports about the degree of risk in lending money to agents
•	Analysing agents/customers records and using the data to recommend payment plans.
•	Conferring with credit associations and references to exchange credit information on agents.
•	Preparation of statutory reports.

Method of Application

Qualified candidates should send CVs to recruitnig18@gmail.com with the position as subject of the mail.

Deadline

Not Specified

Salary

Attractive